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LEGAL

Terms of Use.

Wibx Platform controlled by STAMPS Soluções Tecnológicas Aplicáveis a Mídias e Produtos Sociais (WibxCo) · CNPJ/MF 35.638.508/0001-02 · NIRE 35235731535

Thank you for using the Wibx Platform! This application and its content (“Wibx Platform” or “Platform”) are controlled and operated by STAMPS Soluções Tecnológicas Aplicáveis a Mídias e Produtos Sociais, referred to as WibxCo.

WIBXCO · Terms · Wibx Platform

On this pageStartInformationPlatformAccessRewardsWibx AccountRightsIPCopyrightLiabilityContentFinal termsDataStatement

Start

Welcome

The Wibx Platform is a community app of the Wibx Hub ecosystem, a closed network of WibxCo. All rights reserved.

These Terms of Use set out the rules for the USER’s use of the Wibx Platform, without prejudice to applicable law.

USER means the individual or legal entity that completes registration on the Wibx Platform to take part in engagement actions, exchange rewards for advertised products and services and open their participant account in the program (“Wibx Account”).

BY USING THE WIBX PLATFORM, YOU AGREE TO THESE TERMS OF USE AND ARE FULLY RESPONSIBLE FOR ANY AND ALL ACTS YOU PERFORM ON THE PLATFORM. IF YOU DO NOT AGREE WITH ANY OF THE TERMS AND CONDITIONS BELOW, YOU MUST NOT USE THE WIBX PLATFORM. YOU ALSO AGREE TO THE TERMS DESCRIBED IN OUR PRIVACY POLICY.

For feedback, questions or any matter related to these Terms of Use, contact us at atendimento@wibx.io.

01

Prior information to the user

1.1. The Wibx Platform offers consumer engagement, activation and loyalty actions, built on proprietary technology, so brands can boost their sales performance. It connects brands and consumers through referral marketing and rewards USERS in Wibx for the digital engagement actions they complete, under the rule published before each campaign. It is a multi-function engagement and rewards program, recorded on blockchain.

1.2. Wibx is a utility token that works as a loyalty, marketing and impact token: it gives access to products, services and experiences made available on the Wibx Platform and in the Wibx Hub ecosystem, a closed environment of WibxCo. It is received exclusively as a reward for a completed and confirmed action, under the rule, value and cap published before the campaign. Wibx is not an investment, is not a security, does not earn yield while held and does not guarantee financial return. WibxCo. does not sell, does not broker and does not indicate where to buy the token.

1.3. The Wibx Platform is recorded on blockchain and may allow: purchase and sale of products and services available in the ADVERTISERS’ online stores; promotion and activation of brand campaigns and promotions; provision and negotiation of differentiated, strategic and customizable media spaces; relationships with strategic audiences for launches, promotions and incentives; rewards and loyalty using Wibx; performance mapping with data cross-referencing and real-time reports. Battles will also be available, which are confrontations between USERS or characters in which each side tries to beat the other using the strategies, skills and resources available in the game, as well as trend challenges. Battles and challenges involve no betting, no paid luck and no paid randomness: the reward comes from an action performed, with rules visible before starting.

1.4. Wibx Account. It is the record, kept by the Platform, of the Wibx balance the USER received as a reward and has not yet exchanged. The USER has the right to check, at any time, the balance, the statement and the history of each movement, and to receive information about events that affect their balance.

1.5. The Wibx Platform is not an exchange: it does not buy or sell Wibx, does not broker its trading and does not indicate where to buy it. Any trading of Wibx on exchanges is a third-party activity, without the Platform’s participation, for which it is not responsible.

1.6. The Wibx Platform offers USERS an online support service, through which they have access to all the information mentioned above, among other information.

1.7. Careful reading of all information is essential to follow and check your balance and the movements made. If you cannot access any information, or see an unauthorized movement or an inaccurate balance, the USER must contact the support center.

1.8. Wibx received on the Wibx Platform is not a financial investment. No one hands money to the Platform to take part. The reward may or may not result in economic value, depending on the use the USER chooses within the program rules. The Platform does not guarantee liquidity, conversion or future value of Wibx.

1.9. The Wibx Account records exclusively Wibx received as a reward in the program. The Platform does not receive, hold or credit any other token; sending another token to an address related to the Platform creates no credit and no obligation. Wibx sent to the Wibx Platform from an external address is transferred to WibxCo in exchange for program balance, usable exclusively for exchanges for products, services and experiences.

1.10. By proceeding and using the Platform, the USER acknowledges the program rules, the technological and operational risks described in chapter 9 and the data processing described in chapter 12.

02

What is the Wibx Platform?

2.1. Services to ADVERTISERS. The Wibx Platform is an environment with digital engagement marketing and rewards tools that allows ADVERTISERS: (i) to run advertisements for lawful products and services (“Ads”) in online stores created by the ADVERTISER itself; (ii) through Wibx Loyalty, to create digital engagement campaigns that grant Wibx to consumer USERS and engagement reports to ADVERTISERS; (iii) through the Wibx Account, the consultation and use, by the USER, of Wibx received as a reward.

2.2. Origin of the Wibx Platform. The Wibx Platform started as a project offering alternatives to traditional marketing solutions: an integrated digital ecosystem, with consumer engagement, activation and loyalty actions, based on artificial intelligence and blockchain, so brands can boost their sales performance.

2.3. In the Wibx Account the USER follows the Wibx balance received and uses the ecosystem features, from the reward for an engagement action to the exchange for products, services and experiences.

2.4. The Wibx network. The Wibx Platform is a community app of the Wibx Hub ecosystem. The same login and the same balance work in the other apps of the ecosystem, and exchanges can happen at the Wibx Store and at integrated establishments. What you earned is valid across the whole ecosystem.

03

How do I access the Wibx Platform?

3.1. USER access. To access the Wibx Platform and use its features you must register, as an individual or legal entity. To register, you will provide personal or company information, as described in our Privacy Policy.

3.2. Legal entity user. Registration must be made by the company’s legal representative, who must provide (i) corporate name as on the CNPJ card; (ii) articles of association or bylaws, latest amendment or consolidated version; (iii) head office address; (iv) CNPJ registration number; (v) information on the individual acting as legal representative, a valid public power of attorney being accepted.

3.3. Minimum age. To use the Wibx Platform you must be at least 14 years old. Between the minimum age and 18 (eighteen) years old, registration must be assisted by the legal guardian, who takes full responsibility for the registration and for what the minor does on the Platform. Registration below the minimum age is not accepted.

3.4. Identity verification. The release of rewards and any balance movement depend on completed identity verification (KYC), under the KYC, AML/CFT and Compliance Policy. The Platform performs behavior, address and network analysis to prevent fraud and unlawful acts.

3.5. Ownership. From registration on, you will hold an account that only you may access. If the Wibx Platform detects an account created with false information, for example by someone below the minimum age, that account will be cancelled.

3.6. Keeping information up to date. You undertake to keep your information up to date, to keep your login and password secure and out of reach of third parties, and not to allow your account to be used by other people. The USER is responsible for all actions performed in their account.

3.7. Data. The data provided is processed for the purposes described in the Privacy Policy. The ADVERTISER only receives data from the USER who authorized it, for the purpose they accepted.

3.8. Connection through third parties. The Wibx Platform may offer registration through third-party service accounts such as Facebook, Google and X, among others. In that case, you authorize the Wibx Platform to access, store and use the information provided by those third parties to create your account. The Wibx Platform has no connection with those third parties and does not guarantee the products or services they provide.

3.9. Suspension. We reserve the right to suspend or cancel your access at any time in case of suspected fraud, unlawfully obtaining a benefit or advantage, or breach of any condition of these Terms of Use, the Privacy Policy or applicable law. In such cases no compensation will be due, and the Platform may bring the appropriate recourse action and take the other measures necessary to protect its interests.

04

How do rewards and exchanges work on the Wibx Platform?

4.1. Rewards. Rewards in Wibx are credited to the Wibx Account by the Platform, on its own account, after the action is confirmed, under the rule, value and cap set by the ADVERTISER before the campaign. The ADVERTISER funds the campaign in Brazilian reais. The USER pays nothing to take part.

4.2. Exchanges. The exchange of Wibx for ADVERTISERS’ products and services is final, except for the right of withdrawal under the Brazilian Consumer Protection Code, exercised directly with the ADVERTISER. The Platform does not receive, hold or move the USER’s money.

4.3. Non-convertibility. The Wibx balance is not convertible into legal tender by the Platform. Redemption happens exclusively through exchange for products, services or experiences.

4.4. Deliveries, returns and withdrawal. These must be handled directly with the ADVERTISER of the product or service. The ADVERTISER declares awareness of the Brazilian Consumer Protection Code and undertakes to comply with it.

4.5. Taxes. If any tax applies to operations carried out on the Platform, the amount will be informed in advance and properly, and the USER will be responsible for paying it to be entitled to the product or service.

4.6. Promotional code. If the Wibx Platform creates a promotional code (for example, a discount coupon), it must be used for the purpose and audience it is intended for, following all its conditions. The code may be cancelled if it is transferred, sold or used with error, fraud, illegality or in breach of its conditions.

4.7. Balance validity. In normal operation, the balance does not expire, under the rule published on the Platform.

4.8. Discontinuation. If the Wibx Platform is discontinued, you will be informed through your registration e-mail and will have 6 (six) months to exchange the balance for rewards available on the Platform or in any other app of the Wibx network where the same balance is valid, or to request delivery of the balance, made by WibxCo in its own name, to an Ethereum address you own, subject to KYC and published limits. Once that period ends without you having exercised either option, the unused balance expires, with no right to any amount, since Wibx is intended exclusively for exchange for products, services and experiences, under the Platform’s conditions and within the periods of these Terms.

05

The Wibx Account and balance movements

5.1. Ways to move the balance. The balance can be moved in three ways, each with its own record in the statement: (a) exchange or redemption at a store registered on the Platform or in the Wibx Hub ecosystem; (b) gift to another registered USER, within the per-period limits published on the Platform; (c) sending Wibx to an external address owned by the USER, delivered by WibxCo. in its own name, subject to KYC and published limits.

5.2. Processing fee. A processing fee of 3.5% (three point five percent) of the amount moved applies to each movement processed under (a), (b) and (c), withheld in Wibx, as remuneration for the Platform’s recording and processing service.

5.3. Closure. If the USER chooses to cancel their registration and, consequently, their Wibx Account, it must have a zero balance. If there is a balance, the USER must exchange it or gift it before the cancellation is completed.

5.4. Once the registration and the Wibx Account are cancelled, the USER will no longer have access to information on past movements, and their relationship with the Platform ends.

5.5. Unusual movements. If the Platform detects unusual movements that raise suspicion of unlawful activity, it reserves the right to suspend the registration and the Wibx Account, keeping it inoperative until the facts are investigated. If it cannot investigate on its own, the Platform will refer the matter to the competent authorities.

5.6. Finality. Confirmed movements are final. The Platform may reverse or block movements in case of fraud, proven operational error or legal order, with a record in the statement, and return Wibx when the right of withdrawal under the Brazilian Consumer Protection Code is exercised.

06

What rights does the Wibx Platform have over the application?

6.1. Our rights. All rights relating to the Wibx Platform and its features are the exclusive property of WibxCo., including texts, images, layouts, software, code, databases, graphics, articles, photographs and other content produced directly or indirectly by the Platform (“Wibx Platform Content”). The Wibx Platform Content is protected by copyright and intellectual property law. It is forbidden to use, copy, reproduce, modify, translate, publish, transmit, distribute, perform, upload, display, license, sell, exploit or reverse engineer the Wibx Platform Content, for any purpose, without prior and express consent. Any unauthorized use will be considered a violation of copyright and intellectual property rights.

07

Intellectual property over the software and materials made available

7.1. Intellectual property. All rights, titles and interests (including copyright, trademark and other intellectual property rights) in the service made available remain owned by WibxCo.

7.2. No acquisition of rights. The USER does not acquire any property right over the services and content of the Wibx Platform, except where expressly granted in these Terms of Use.

7.3. Use of content. It is forbidden to download our content to store it in a database and offer it to third parties, or to use it to create a database or derivative service without authorization. The prohibition covers the use of the content and intellectual property of the Wibx Platform, not the USER’s pursuit of economic activity.

08

Copyright infringement claims

8.1. Infringement of rights. Claims of copyright infringement regarding any content available on the Wibx Platform must be sent to atendimento@wibx.io.

09

Responsibilities of the user and of the Wibx Platform

9.1. Responsibility for use. You are solely responsible for your use of the Wibx Platform and must comply with these Terms of Use and applicable law.

9.2. Damages. The Wibx Platform, its parent company, affiliates, partners or employees will not be liable for direct or indirect damages resulting from access to, use of or inability to access or use the Platform, nor for the commercial relationship between USER and ADVERTISER, within the limits of applicable law.

9.3. Technological and operational risks. Like any digital infrastructure, the Platform is subject to temporary unavailability, technical failures, regulatory changes and changes in third-party integrations. The Platform adopts security, audit and risk mitigation practices, but does not guarantee uninterrupted operation. Connection interruptions, incomplete transmissions, network, hardware or software failures and incorrect information resulting from technical or human error will not be considered the Platform’s responsibility, within the limits of applicable law.

9.4. Loss of profits. Where permitted by law, the Wibx Platform and its suppliers or distributors will not be liable for loss of profits, loss of revenue, loss of data, financial losses or indirect, special, consequential, exemplary or punitive damages.

9.5. Maintenance. It is the USER’s responsibility to keep their device environment secure, with antivirus, firewall and equivalent tools, helping prevent electronic risks.

9.6. External links. The Wibx Platform may contain links to third-party sites and apps and integrated technologies. This does not mean the Wibx Platform endorses, verifies, guarantees or has any connection with those third parties, and it is not responsible for their content, accuracy, policies or practices. We recommend reading the terms of use and privacy policies of each third-party service.

9.7. Independent third parties. When the Wibx Platform facilitates your interaction with independent third-party providers, such as ADVERTISERS, this does not mean endorsement, verification, guarantee or recommendation. In those situations the Wibx Platform acts as a facilitator, not as supplier of the goods or services, which are provided directly by the third parties. The USER must read, review and accept the terms of use of the platforms that interface with the Wibx Platform.

10

How does the Wibx Platform handle content that you and other users produce?

10.1. Prohibited content. Any User Content that is defamatory, slanderous, libelous, violent, pornographic, obscene, offensive or unlawful is prohibited, as assessed by the Wibx Platform at its discretion, including information that belongs exclusively to other people or companies (copyright, trademarks) without the owner’s authorization, for whose violation the Wibx Platform will not be responsible.

10.2. Ownership of content. User Content you provide remains your property. By providing it to the Wibx Platform, you grant a worldwide, indefinite, free and transferable license, with the right to sublicense, use, copy, modify, create derivative works, distribute, publish and display that content in all formats and channels, without further notice and without payment.

10.3. Suspension of display. The Wibx Platform is not obliged to review and monitor, but may suspend the display of User Content, at its discretion, at any time, without notice.

11

What else do I need to know about these Terms of Use?

11.1. Changes. These Terms of Use may be changed to reflect adjustments to the Platform. Every change will be communicated in advance through a prominent notice in the application. The earning and exchange rules of a campaign do not change after it is published. If you do not agree with the new Terms, you may reject them, which means you will no longer be able to access and use the Wibx Platform. Use of the Platform after the effective date means agreement with the changes.

11.2. Conflict between provisions. In case of conflict between these Terms and amending terms, the later terms prevail as to the conflict.

11.3. Law and venue. These Terms of Use are governed by the laws of the Federative Republic of Brazil. Questions and unforeseen situations will first be resolved by the Wibx Platform and, if they persist, by the Courts of the District of São José dos Campos, São Paulo, without prejudice to the venue of the consumer USER’s domicile.

11.4. Questions. If you have any question, comment or suggestion, contact us at atendimento@wibx.io.

12

What data the Wibx Platform collects, for what purpose and on what legal basis

Every piece of data the Wibx Platform processes has a declared purpose and a legal basis under the Brazilian General Data Protection Law (Law 13,709/2018). The content below is the heart of this section and of our Privacy Policy: what we collect, for what, on what basis, and how you decide. What relies on consent only happens if you tick the corresponding option, separate from accepting these Terms, and can be turned off at any time in the privacy panel of your profile.

12.1. For the service to work (performance of contract, art. 7, V). No separate acceptance required: without this data the Wibx Platform cannot operate.

  • Registration: name, CPF or CNPJ, e-mail, phone, date of birth, address, profile photo, access credentials and, for legal entity registration, the documents in item 3.2.
  • Identity verification (KYC): identity document, facial image and liveness check. Facial image is sensitive data and is processed under art. 11, II, "g" of the LGPD (fraud prevention and security of the data subject in identification and authentication of registration), with a specific purpose and its own retention period, under the Biometrics and KYC Policy.
  • Wibx Account and movements: balance, statement and each movement (exchange, redemption, gift), with date, time, amount, store, item, order and receipt; each completed and confirmed action, the campaign, the ADVERTISER and the reward credited.
  • Access logs: IP address, date and time of each access and device identifier, kept for the period set by the Brazilian Internet Civil Framework (Law 12,965/2014, art. 15).
  • Device, for operation and security: model, operating system, app version, language, time zone, carrier and device identifiers.
  • Support: content of your messages to the support center and ticket history.

12.2

To improve, personalize and protect the Wibx Platform

12.2. To improve, personalize and protect the Wibx Platform (legitimate interest, art. 7, IX). Applies only to what happens inside the Wibx Platform and the other apps of the Wibx Hub ecosystem, respects your reasonable expectation, has a documented legitimate interest assessment and can be objected to in the privacy panel.

  • In-app behavior: screens and content viewed; time spent on each screen, video, audio or campaign; how far you watched or listened; taps, clicks, scrolling, searches made in the app; actions started and not completed; campaigns seen, accepted and ignored; stores, products and rewards viewed, favorited and abandoned; notifications received and opened; time, frequency, duration and sequence of sessions.
  • Participation history: actions completed by type (watch, listen, answer, refer, attend, buy, collect), completed campaigns, completion rate, rewards received and exchanged, categories and value ranges of exchanges, preferred stores, time between receiving and exchanging.
  • Inferences from the data above: interest profile, preferred reward and brand categories, propensity to act and to exchange, campaign segment. Inferences are built only with data generated inside the Wibx Hub ecosystem and are used to recommend campaigns, stores, products and content and to order what you see.
  • Unified identity in the Wibx Hub ecosystem: the same login, the same balance and the same history are valid in the other apps of the Wibx Hub ecosystem. What you do in one app of the network may personalize what you see in another. This does not include third-party apps or sites.
  • Approximate location by IP address (city and region): for offers and stores in your region, language and content adaptation and fraud prevention. Does not use the device GPS.
  • Fraud prevention and security: device fingerprinting while you use the app, usage and speed patterns of actions, detection of multiple accounts, bots and automation, behavior, network and address analysis, and automatic validation of actions before crediting the reward.
  • Campaign measurement for the ADVERTISER: aggregated or anonymized reports of confirmed actions, rewards delivered and exchanges made. Data that identifies you only reaches the ADVERTISER with your consent (item 12.3).
  • Product improvement: performance metrics, screen version tests, error and crash reports, satisfaction surveys.
  • Communications from the Wibx Platform itself: notices about available campaigns, rewards about to expire, network news and security messages, by in-app notification, e-mail or message, with the option to turn off non-essential communications.

12.3

Only with your consent

12.3. Only with your consent (art. 7, I), in a separate, unticked and revocable option. Each item below has its own switch in the privacy panel and is requested at the moment it unlocks a concrete benefit, with the benefit stated first.

  • Sharing with the ADVERTISER: when you take part in a campaign or make an exchange in a store and authorize it, the ADVERTISER receives your registration and participation data for that campaign (name, contact, action completed, exchange made) for the purpose you accepted. Each brand’s base is made up of those who authorized it. Without your authorization, the ADVERTISER receives only aggregated numbers.
  • Matching with brand data: combining your history on the Wibx Platform with data the brand already has about you (purchases, loyalty program, registration), for personalized offers and rewards from that brand.
  • Offers from partner brands: receiving communications from other brands in the ecosystem, based on your interest profile, to earn more Wibx with the brands you already use.
  • Precise location (GPS): requested by the device system at the time of use, for offers near you, event check-in and exchange at an integrated establishment by code scanning. Only while the app is in use and with no persistent movement history.
  • Camera, microphone and gallery: requested by the device system at the time of use, for code scanning, sending photos, video or audio in actions that require such content and for identity verification.
  • Device contacts: to refer friends, with your consent. The Wibx Platform shows who is already on the network and does not keep the contacts of those who did not accept.
  • Answers to surveys, quizzes and polls: preferences, opinions, consumption habits and demographic data you declare when answering, used for personalization and, when you authorize, delivered to the ADVERTISER that asked the question. Questions involving sensitive data (health, religion, political opinion, sexual orientation, racial origin) are only asked with specific and prominent consent, and you may decline to answer without losing the reward for the others.
  • Connected accounts: when you link a third-party account to the Wibx Platform (social login, music or video service, partner points program), the Wibx Platform receives the data that service releases with your authorization, to create the account, confirm the action or integrate the balance. You can disconnect whenever you want.
  • Purchase data at integrated establishments and stores: items, amount and date of the identified purchase, when you identify yourself at the checkout to receive or exchange a reward. One event, two effects: you use the reward and the retailer knows who they sold to, because you authorized it.
  • Content you publish: photos, videos, texts and comments you choose to post on the Wibx Platform, under chapter 10. Unpublished drafts are not processed for profiling or advertising.
  • Promotional messages by WhatsApp, SMS and push: each channel with its own switch.

12.4

Limits, minors, automated decisions and your rights

12.4. What the Wibx Platform does not do. It does not track what you do on third-party sites and apps. It does not buy your data from data brokers. It does not infer your location against your choice nor keep movement history. It does not read the content of your private messages to build a profile. It does not process drafts you have not published. It does not use sensitive data outside the cases of art. 11. It does not use your content to train artificial intelligence systems without a declared purpose and an option to refuse. It does not recognize visitors without an account by device fingerprinting. It does not sell personal data.

12.5. Minors. Registration of a teenager between the minimum age and 18 requires the guardian’s consent (art. 14). Minors’ data is not used for interest inference or partner brand offers, and a minor’s location is only processed during an active session, with no history.

12.6. Automated decisions. Confirmation of actions, crediting of rewards and fraud detection are automated. You have the right to request review of a decision that affects your interests (art. 20), through the support center, and to receive clear information about the criteria used, subject to commercial and industrial secrecy.

12.7. How you choose. Acceptance of these Terms and of the Privacy Policy is separate from all the consents in item 12.3. Each consent is requested in its own unticked option, with the benefit stated in one sentence, at the moment the feature is used. The privacy panel in your profile shows each purpose, the legal basis and the switch to turn on, turn off, object or revoke. Refusing or revoking a consent does not prevent use of the Wibx Platform; it only turns off the corresponding benefit.

12.8. Your rights and the Data Protection Officer. You may request, at any time, access, correction, anonymization, portability and deletion of your data, information about sharing and revocation of consents, through the support center or the Data Protection Officer (DPO) channel indicated in the Privacy Policy. The retention periods for each data category are in the Privacy Policy.

13

Final statement

13.1. WibxCo. is a digital engagement platform that rewards voluntary actions with utility tokens inside the ecosystem. The WIBX token is not an investment, does not offer financial return and does not represent a security. WibxCo. does not sell, does not broker and does not indicate where to buy the token. Access from age 14, with KYC and parental authorization.

Wibx is a digital engagement infrastructure that uses utility tokens to incentivize and record human actions. The WIBX token is not an investment, is not a security and does not guarantee financial return.

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Utility token in a closed ecosystem, under Law 14.478/2022, art. 3, III, BCB Resolutions 519/520/521 and CVM Guidance Opinion 40/2022 — Wibx does not commercialize or intermediate its trading in the secondary market.